For Employees
Tangible wealth your company is building for your future.
VestPlus is an institutional benefit your employer has created on your behalf. Real money, invested in SEBI-regulated mutual funds, growing month after month — with complete visibility on your personal dashboard.
Benefit Fundamentals
What you need to know about your benefit.
100% Employer-Funded
There is zero salary deduction. Your employer funds the entire investment on top of your fixed CTC, building a separate wealth corpus for you.
Real Market Compounding
Unlike fixed cash promises, your money is invested in professionally managed mutual funds. It earns market returns, compounding ahead of inflation.
Transparent Milestone Roadmaps
You see the exact dates when your milestones vest (e.g. 1st anniversary, 2nd anniversary). As each date arrives, your wealth unlocks.
Direct Bank Account Settlement
Upon approved vesting, fund units are redeemed and the proceeds are credited straight into your verified personal bank account in T+2 business days.
Financial Comparison
Why a VestPlus benefit beats a cash bonus.
- Hit by Heavy Taxes: Taxed immediately at your highest income slab (up to 30%+ surcharge).
- Quickly Disappears: Absorbed into monthly bills or short-term lifestyle spending within days.
- Zero Compounding: Does not generate ongoing investment returns or dividend yield.
- One-Time Event: Provides brief satisfaction without building lasting financial security.
- Tax-Efficient Compounding: Invested corpus compounds untouched until milestone payout.
- Long-Term Wealth: Creates a substantial financial cushion for major life milestones.
- Professional Fund Management: Handled by top AMCs with daily NAV transparency on AMFI.
- Visible Month-by-Month: You can watch your balance climb on your phone every single month.
Personal Dashboard
Your wealth, visible in real time.
Next milestone: October 2026 — unlock ₹46,166 upon completing Year 2 tenure.
Your portfolio balance syncs directly with AMFI NAV updates, reflecting the exact current market value of your fund units.
Know the precise day each vesting milestone unlocks and how much capital is scheduled for payout.
Receive email and mobile confirmations whenever your company adds fresh capital to your benefit pool.
No complex paperwork or intermediary delays. Vested amounts are paid directly to your registered bank account.
Common Questions
Everything you need to know about your program.
Who owns the investment while it is growing?+
Your employer is the legal investor of record while the portfolio vests. The assets are designated for you in accordance with the company's retention policy. When a vesting milestone is approved, the proceeds transfer to you.
Can I choose or switch the mutual funds?+
The mutual fund basket is curated by your company's leadership in consultation with registered wealth advisors to ensure appropriate risk management. You can review all underlying funds on your dashboard.
What happens if I decide to resign before a milestone?+
Under your company's retention policy, any unvested portion returns to the employer's treasury pool. Any milestones that have already vested prior to your departure remain yours as per policy.
How is the payout taxed when it vests?+
When fund units are redeemed, gains are subject to prevailing Indian capital gains tax regulations (e.g. Equity LTCG at 12.5% above ₹1.25L). Your employer will provide complete transaction statements for your tax filing.
Do I need to contribute any of my own money?+
Never. VestPlus is an employer-funded benefit program. You will never be asked to make personal payments, deductions, or co-investments.