Operational Blueprint
Six steps from corporate policy to compounding wealth.
VestPlus is designed to be configured once and operated with frictionless institutional governance. Here is the exact end-to-end lifecycle of a VestPlus retention program.
Detailed Execution
How each phase operates in practice.
Corporate Enrollment & UCC Registration
Your finance or HR leadership registers your corporate entity. VestPlus maps your Unique Client Code (UCC) on the exchange (NSE / BSE mutual fund routing) with automated KYC and corporate bank account verification. Setup takes less than 24 hours.
- Direct Corporate UCC creation
- Automated board resolution verification
- Role-based Maker & Approver configuration
Fund Basket Curation & Risk Profiling
Choose from institutional mutual fund baskets curated by Aureva Capital (ARN-346247): Conservative Corporate Debt, Balanced Advantage, or Equity Index baskets. Match fund risk profiles to your vesting horizons and cohort demographics.
- SEBI-regulated mutual funds only
- Institutional expense ratios
- Zero capital lock-in for the employer
Automated Contributions & Dual-Tier Signoff
Upload employee rosters or sync via API. Operational Makers prepare the monthly contribution schedule. The designated Corporate Approver authorizes the transaction in a single click. Orders route directly through exchange clearing.
- Maker-Approver governance safeguards
- Direct exchange payment link
- Automated RTA allotment reconciliation
Daily NAV Compounding & Visibility
Enrolled employees receive immediate access to their personal dashboard. They see live market valuations, historical performance, and upcoming vesting dates — creating continuous, tangible motivation to stay with your company.
- Daily NAV synchronisation
- Transparent milestone timeline
- Automated milestone countdown notifications
Policy-Governed Redemption & Direct Payout
When an employee hits an anniversary milestone (e.g., Year 1, Year 2, or Year 3), the vested portion unlocks. The employer verifies completion, triggers redemption, and funds credit directly to the employee's verified bank account in T+2 business days.
- Strict employer authorization required
- T+2 direct bank credit
- Automated capital gains tax documentation
100% Capital Recovery on Early Exit
If an employee leaves before reaching their vesting milestone, all unvested fund units immediately revert to the company's designated treasury account. The employer never loses capital to early voluntary attrition.
- Zero principal wasted on early leavers
- Automatic treasury pool recycling
- Comprehensive exit audit trail
Retention Vehicle Comparison
Why cash bonuses and ESOPs fall short.
Compare the operational mechanics of traditional compensation tools against the governed mutual fund infrastructure of VestPlus.
Ready to deploy your retention program?
Schedule an interactive session to review custom fund basket yields, onboarding timeline, and ROI projections for your headcount.